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联邦毕业生直接贷款
玛丽斯特学院参加了威廉D. 福特直接贷款计划. 贷款人是美国.S. 教育部. The FAFSA must be completed before a Direct Loan can be awarded.
联邦直接无补贴贷款
直接无补贴贷款, the student must be at least half time status and is responsible for interest payments while in school. (You have the option to defer payments of interest and principal until after you graduate.) The Interest rate for the Direct Unsubsidized Loan is always fixed for the life of that loan. 然而, interest rates will be determined each June for new loans being made for the upcoming award year, 从7月1日到6月30日. 请浏览www.热门产品.获取最新利率. Repayment begins six months after graduation, or after you cease to be enrolled at least half-time. Students are awarded a Direct Unsubsidized Loan if their FAFSA information determines they have no financial need.
重要的直接贷款资料:
- A student must be at least half time status (6 credits) at all times to be eligible for this loan
- If you complete a Direct Loan Master Promissory Note (MPN) during your first semester at Marist you may not have to complete another application for 10 years, 或者直到你进入另一所大学.
The Direct Loan Master Promissory Note (MPN) is a promissory note under which you may receive multiple subsidized and unsubsidized loans over a maximum ten-year period.
所有直接贷款都需要支付费用. The fees will be deducted from the loan proceeds prior to disbursement. Disbursements are sent directly to bet亚洲365欢迎投注, two per loan period.
Direct Loan funds will be 转移red electronically to your college account. These funds must be credited to your account in the Office of 学生财务服务 within 3 days of disbursement to the college or your loan will be canceled and your funds returned to the 教育部.
First-time borrowers of a Direct Loan must complete an entrance counseling session before you receive your loan. This ensures that you have received loan counseling and understand your responsibilities.
All borrowers of a Direct Loan must complete an exit counseling session prior to withdrawal, 转移, 休假, 或者从大学毕业. This ensures that you have received loan counseling and understand your rights and responsibilities.
If you choose to withdraw or take a 休假 from bet亚洲365欢迎投注, 你必须通知有关部门. Please contact the Center for 咨询和学术服务 to complete an official withdrawal/休假 form and then contact the Office of 学生财务服务 to cancel your financial aid or complete a Title IV calculation, 如果符合条件. Please also notify the housing department if you have a housing arrangement and the 注册商 for official transcripts, 如果有必要的话.
Please remember that a Federal Direct Loan is a loan, not a grant. You must repay the funds you borrow, plus interest and fees. If you have any questions, do not hesitate to contact the Office of 学生财务服务.
美国.S. 教育部's National Student Loan Data System (NSLDS) provides information on your federal loans including loan types, 支付金额, 未付本息, 还有你所有贷款的总额. 要访问nsds，请访问www.nslds.ed.政府. All Title Iv loans are reported to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, 银行, and institutions determined to be authorized users of the data system.
Your Federal Direct loan is automatically processed for the amount shown as part of your financial aid package, unless you notify the Office of 学生财务服务 otherwise.
请参阅 联邦直接贷款限额 
更新 -Time Limitation on Direct Subsidized Loan Eligibility for First-Time Borrowers on or after July 1, 2013
Maximum eligibility period to receive Direct Subsidized 贷款 There is a limit on the maximum period of time (measured in academic years) that you can receive Direct Subsidized 贷款. 在一般情况下, you may not receive Direct Subsidized 贷款 for more than 150% of the published length of your program. 这就是你的“最长资格期”. You can usually find the published length of any program of study in your school’s catalog. 例如, if you are enrolled in a 4 -year bachelor’s degree program, the maximum period for which you can receive Direct Subsidized 贷款 is 6 years (150% of 4 years = 6 years).
Your maximum eligibility period is based on the published length of your current program. This means that your maximum eligibility period can change if you change programs. 也, if you receive Direct Subsidized 贷款 for one program and then change to another program, the Direct Subsidized 贷款 you received for the earlier program will generally count against your new maximum eligibility period.
First time Marist borrowers must complete the Direct Loan Entrance Counseling and Master Promissory Note. Please click on the link below to access the direct lending site. Sign in using your FAFSA PIN to complete this requirement online.